PassDrills is exam prep for the Life & Health insurance license: 2,132 original practice questions written from the official exam outline, an explanation for every answer, and timed simulations in the style of the real test.
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This is an actual question from the bank. Pick an answer — this is exactly how drilling works inside.
The method
Practice questions are organized by the exam outline. Every answer — right or wrong — comes with the explanation, so you learn the rule, not just the letter.
Full timed exams that mirror the real thing: one question per screen, a running clock, flag-for-review, and a pass threshold you set.
Your dashboard tracks mastery by topic, so you know exactly where you stand — and what to drill next — before test day.
State banks
On top of the full national bank, PassDrills carries question banks written for the state-specific content of the biggest licensing states — and the library is growing toward all 50.
State-specific questions for the Texas Life & Health exam, alongside the full national bank.
State-specific questions for the Florida Life & Health exam, alongside the full national bank.
State-specific questions for the California Life & Health exam, alongside the full national bank.
Every state plus the District of Columbia carries a full 32-question bank of its own state law — researched from official state sources, never copied from other prep books.
The core bank covering the full Life & Health content outline, available for every state.
What's inside
Written for the current Life & Health exam content outline — never copied from actual exams.
No bare answer keys. Each question teaches you why the right answer is right.
PSI-style pressure: countdown clock, flag for review, topic-by-topic score report.
1,632 state-specific questions for the states where most candidates test — growing toward all 50.
Mastery by topic and spaced review, so weak spots surface before the real exam does.
Drill on the bus, simulate at your desk. Your progress follows your account.
The honest comparison
Pricing
No tiers, no upsells, no subscription quietly renewing.
one-time payment
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Questions
No. You pay $129 once and get 365 days of access to everything. There is nothing to renew and no extension to buy later.
The Life & Health insurance licensing exam. The national bank covers the full content outline; dedicated state banks cover state-specific material for all 50 states and the District of Columbia — every jurisdiction where the Life & Health license is issued.
No — and no honest provider can sell you those. All 596 questions are original, written from the official exam content outline in the style and difficulty of the real exam.
They mirror the real testing format: one question per screen, a countdown enforced by the server, flag-for-review, and a score report broken down by topic when you submit.
Yes. Create a free account and start practicing; the free tier lets you drill questions and see how the explanations work before you decide on full access.
Yes — PassDrills works in the browser on phone and desktop, and your progress is tied to your account, not the device.
Start drilling free today, or unlock everything for one $129 payment.